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Joining fee
₹1,000
Annual fee
₹4,500
Waived on ₹1,50,000/yr spend
Forex mark-up
3.5%
+ 18% GST on the mark-up
Why people pick it
- ✓1,000 bonus points every month on 4 swipes of ₹1,500
- ✓Great value redeeming via 18K/24K Gold Collection
Watch out for
- !Amex isn't accepted everywhere
- !Only available in select cities
- !No points on fuel, utilities, insurance
Rewards
| Everything else (base rate) | 1% | no cap |
No rewards on: Fuel, Bills & recharges, Insurance, Rent, UPI payments at shops
Rates are shown as approximate ₹ value per ₹100 spent, after converting points at typical redemption values.
Milestone benefits
- 1,000 bonus points for 4 transactions of ₹1,500+ in a month~₹500
Travel & lounges
- Domestic lounge
- None
- International lounge
- None
Eligibility
- Salaried
- ₹50,000/month
- Self-employed
- ₹6,00,000/yr ITR
- Age
- 18+ years
- First-time applicants
- Harder
Income figures are indicative; banks decide case by case.
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