HDFC Bank
HDFC Millennia
- 5% cashback on 10 popular apps incl. Amazon, Flipkart, Swiggy, Zomato
- 1% cashback on almost everything else
- Cashback redeemable against statement
- Annual fee
- ₹1,000
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
All credit cards
Filter by what matters to you, or pick up to 4 to compare side by side.
FeeType
40 cards
HDFC Bank
HDFC Regalia Gold
- 5 reward points per ₹200 (~1.25% value on flights/hotels via SmartBuy)
- 5X points on Nykaa, Myntra, Marks & Spencer, Reliance Digital
- Up to ₹16,000/yr in milestone vouchers
- Annual fee
- ₹2,500
- Base reward
- 1.25%
- Forex
- 2%
Verified 4 Oct 2026
HDFC Bank
HDFC Infinia Metal
- 5 points per ₹150 = 3.33% at ₹1/point on flights/hotels or 1:1 airline transfers
- Up to 10X points on SmartBuy
- Unlimited airport lounge access worldwide
- Annual fee
- ₹12,500
- Base reward
- 3.33%
- Forex
- 2%
Verified 4 Oct 2026
HDFC Bank
HDFC Diners Club Black Metal
- 5 points per ₹150 = 3.33% at ₹1/point
- Up to 10X points on SmartBuy
- Unlimited lounge access worldwide
- Annual fee
- ₹10,000
- Base reward
- 3.33%
- Forex
- 2%
Verified 4 Oct 2026
HDFC Bank
Swiggy Ornge HDFC Bank
- 5% cashback on Swiggy and many online merchants
- Cashback credited to card statement
- Low ₹1.5L fee-waiver threshold
- Annual fee
- ₹500
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
HDFC Bank
Swiggy BLCK HDFC Bank
- 10% cashback on Swiggy
- 5% on select online merchants
- Joining fee waived on ₹75K spend in 90 days
- Annual fee
- ₹1,000
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
- 1.5% NeuCoins on all spends (1 NeuCoin = ₹1)
- 5–10% back on Tata brands: BigBasket, Croma, Tata CLiQ, 1mg, Air India, Taj
- RuPay variant works on UPI
- Annual fee
- ₹1,499
- Base reward
- 1.5%
- Forex
- 2%
Verified 4 Oct 2026
- 1% NeuCoins on all spends, 2% on Tata brands
- RuPay variant works on UPI
- Fee waived at ₹1L/yr
- Annual fee
- ₹499
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
HDFC Bank
HDFC MoneyBack+
- 10X points on Amazon, Flipkart, Swiggy, BigBasket
- Very low ₹50K fee waiver
- Easy approval for HDFC account holders
- Annual fee
- ₹500
- Base reward
- 0.33%
- Forex
- 3.5%
Pending re-check
SBI Card
CASHBACK SBI Card
- 5% cashback on any online merchant
- 1% on offline spends
- Cashback auto-credited to statement
- Annual fee
- ₹999
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
SBI Card
SBI SimplyCLICK
- Cheap entry card for online shoppers
- ₹4,000 in milestone vouchers
- ₹500 Amazon voucher on joining
- Annual fee
- ₹499
- Base reward
- 0.25%
- Forex
- 3.5%
Pending re-check
- 10X points on groceries & dining
- RuPay variant for UPI
- Easy to get as a first card
- Annual fee
- ₹499
- Base reward
- 0.17%
- Forex
- 3.5%
Pending re-check
SBI Card
SBI Card PRIME
- 2.5% on dining & groceries
- Quarterly and annual milestone vouchers
- Priority Pass membership
- Annual fee
- ₹2,999
- Base reward
- 0.5%
- Forex
- 3.5%
Pending re-check
SBI Card
SBI Card ELITE
- ₹5,000 welcome e-voucher
- Up to 50,000 bonus points/yr via milestones
- 1.99% forex mark-up
- Annual fee
- ₹4,999
- Base reward
- 0.5%
- Forex
- 1.99%
Pending re-check
SBI Card
BPCL SBI Card OCTANE
- ~7.25% value on BPCL fuel (incl. surcharge waiver)
- 10X on dining & groceries
- Domestic lounge access
- Annual fee
- ₹1,499
- Base reward
- 0.25%
- Forex
- 3.5%
Pending re-check
- Lifetime free
- Unlimited 5% back on Amazon (Prime)
- 1% on everything else, credited as Amazon Pay balance
- Annual fee
- Free
- Base reward
- 1%
- Forex
- 1.99%
Verified 4 Oct 2026
- Easy first card for ICICI customers
- RuPay variant for UPI
- Movie ticket discount (spend-based)
- Annual fee
- ₹500
- Base reward
- 0.5%
- Forex
- 3.5%
Pending re-check
ICICI Bank
ICICI HPCL Super Saver
- Up to 5% value on HPCL fuel
- Bonus on utilities & groceries
- Annual fee
- ₹500
- Base reward
- 0.5%
- Forex
- 3.5%
Pending re-check
ICICI Bank
ICICI Emeralde Private Metal
- 6 points per ₹200 = 3% at ₹1/point
- Unlimited lounge access worldwide
- EaseMyTrip/Taj vouchers on milestones
- Annual fee
- ₹12,499
- Base reward
- 3%
- Forex
- 2%
Pending re-check
Axis Bank
Flipkart Axis Bank
- 5% on Flipkart, 7.5% on Myntra
- 4% on Swiggy & Uber
- 1% everywhere else
- Annual fee
- ₹500
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
Axis Bank
Axis Bank ACE
- Flat 1.5% cashback on most spends
- 5% on bills via Google Pay
- 4% on Swiggy/Zomato/Ola
- Annual fee
- ₹499
- Base reward
- 1.5%
- Forex
- 3.5%
Verified 4 Oct 2026
Axis Bank
Airtel Axis Bank
- 25% back on Airtel mobile/broadband/DTH bills
- 10% on Swiggy, Zomato, BigBasket
- Annual fee
- ₹500
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
Axis Bank
Axis Bank Atlas
- 2 EDGE Miles/₹100 on all spends
- 5X on direct airline & hotel bookings
- Tier-based lounge & milestone miles
- Annual fee
- ₹5,000
- Base reward
- 1.5%
- Forex
- 3.5%
Pending re-check
Axis Bank
Axis Bank Magnus
- 12 points/₹200; 35 points/₹200 above ₹1.5L monthly spend
- Unlimited domestic lounge
- 2% forex
- Annual fee
- ₹12,500
- Base reward
- 1.8%
- Forex
- 2%
Pending re-check
American Express
Amex Membership Rewards
- 1,000 bonus points every month on 4 swipes of ₹1,500
- Great value redeeming via 18K/24K Gold Collection
- Annual fee
- ₹4,500
- Base reward
- 1%
- Forex
- 3.5%
Pending re-check
American Express
Amex Platinum Travel
- Milestone-driven: big bonus points at ₹1.9L and ₹4L
- 8 domestic lounge visits/yr
- Annual fee
- ₹5,000
- Base reward
- 1%
- Forex
- 3.5%
Verified 4 Oct 2026
- Lifetime free
- Zero forex mark-up (from Sep 2026)
- 10X points on monthly spends above ₹20K
- Annual fee
- Free
- Base reward
- 0.5%
- Forex
- 0%
Pending re-check
- Lifetime free
- Zero forex mark-up
- 10X points above ₹20K/month
- Annual fee
- Free
- Base reward
- 0.5%
- Forex
- 0%
Pending re-check
- Lifetime free premium card
- Zero forex mark-up
- Domestic + international lounge
- Annual fee
- Free
- Base reward
- 0.5%
- Forex
- 0%
Pending re-check
- No income proof or credit history needed (FD-backed)
- Lifetime free
- Zero forex and still earns rewards abroad
- Annual fee
- Free
- Base reward
- 0.5%
- Forex
- 0%
Pending re-check
- Lifetime free
- Get it against an FD of ₹10,000+
- No income proof or credit history needed
- Annual fee
- Free
- Base reward
- 0.25%
- Forex
- 3.5%
Pending re-check
- Lifetime free metal card
- Automatic 5X on your top 2 categories
- Only 1% forex mark-up
- Annual fee
- Free
- Base reward
- 0.2%
- Forex
- 1%
Pending re-check
HSBC
HSBC Live+
- 10% cashback on dining, Swiggy/Zomato & groceries
- Unlimited 1.5% on everything else
- Forex cut to 1.99% (Jul 2026)
- Annual fee
- ₹999
- Base reward
- 1.5%
- Forex
- 1.99%
Pending re-check
HSBC
HSBC TravelOne
- 1:1 transfers to airline & hotel partners
- Accelerated on travel bookings
- Lounge access
- Annual fee
- ₹4,999
- Base reward
- 1.5%
- Forex
- 3.5%
Pending re-check
Standard Chartered
Standard Chartered Smart
- 2% online, 1% offline cashback
- Low fee
- Annual fee
- ₹499
- Base reward
- 1%
- Forex
- 3.5%
Pending re-check
Standard Chartered
Standard Chartered Ultimate
- 5 points per ₹150 = 3.33% (1 point = ₹1)
- Redeem points for statement credit
- 5% cashback at duty-free
- Annual fee
- ₹5,000
- Base reward
- 3.33%
- Forex
- 2%
Pending re-check
- Lifetime free
- 10% back as Scapia Coins (~2%) on all spends
- Zero forex mark-up
- Annual fee
- Free
- Base reward
- 2%
- Forex
- 0%
Pending re-check
RBL Bank
IndianOil RBL Bank XTRA
- Up to 8.5% savings on IndianOil fuel
- Fuel points can be redeemed for free fuel
- Annual fee
- ₹1,500
- Base reward
- 0.5%
- Forex
- 3.5%
Pending re-check
Bank of Baroda
BOBCARD Eterna
- 3.75% value on travel, dining & online
- 2% forex mark-up
- Fitness & milestone benefits
- Annual fee
- ₹2,499
- Base reward
- 0.75%
- Forex
- 2%
Pending re-check
- Lifetime free RuPay card built for UPI
- Rewards on UPI scan & pay at shops
- Annual fee
- Free
- Base reward
- 0.5%
- Forex
- 3.5%
Pending re-check