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ICICI Bank
Amazon Pay ICICI Bank
Entry levelCashbackLifetime freeVisaVerified 4 Oct 2026
Joining fee
Free
Annual fee
Free
Forex mark-up
1.99%
+ 18% GST on the mark-up
Why people pick it
- ✓Lifetime free
- ✓Unlimited 5% back on Amazon (Prime)
- ✓1% on everything else, credited as Amazon Pay balance
- ✓Low 1.99% forex
Watch out for
- !5% needs Amazon Prime (3% without)
- !Cashback comes as Amazon Pay balance, not statement credit
Rewards
| 5% on Amazon for Prime members (3% otherwise) | 5% | no cap |
| 2% on bill payments & recharges via Amazon Pay and 100+ partner merchants | 2% | no cap |
| Everything else (base rate) | 1% | no cap |
No rewards on: Fuel, Rent, Education fees, UPI payments at shops
Rates are shown as approximate ₹ value per ₹100 spent, after converting points at typical redemption values.
Travel & lounges
- Domestic lounge
- None
- International lounge
- None
Eligibility
- Salaried
- ₹20,000/month
- Self-employed
- ₹3,00,000/yr ITR
- Age
- 18–60 years
- First-time applicants
- Friendly
Income figures are indicative; banks decide case by case.
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